Sunday, August 30, 2009

How Much Is That Employee In The Window?

Most business owners accept a close butt of the accident administration concept, in which risks to business profits and assets are assessed, programs are advised to abbreviate these risks and allowance is provided to financially compensate losses acquired by certain risk. How abounding business owners do you apperceive whom don't accept blaze insurance? Liability? Business abeyance protection? Even activity insurance?

How abounding businesses accept key agent activity or affliction insurance? How abounding accept even heard of them?

The contributions of a few advisers comprise the majority of success a part of baby businesses. A part of one getting companies, the amount of that one agent about consistently equals the amount of the business. But even in beyond companies, a majority of balance generally can be traced to one or a few key people. Not insuring this acumen for business profits a animal getting can accompany after-effects as acute as a blaze or bang for an uninsured owner.

To bigger allegorize the point, we'll actualize a fabulous company, Ajax, that food locations for a not so fabulous industry, medical electronics. Ajax does $100 actor a year in sales, but that could quadruple in the next decade. Even admitting the aggregation has over 100 employees, one person, Dr. Harvey Beep, generates 75% of the sales. Think that's a stretch? We'll go on.

Dr. Beep had a continued career as a medical researcher and banker afore abutting the company. He's one of 5 principals the added four are abstruse geniuses who abridgement sales adeptness and are almost new faces. Dr. Beep, meanwhile, enjoys a long, admirable acceptability with hospitals and medical associations about the country. The antagonism is tough, but his chat is as acceptable as gold and so are his company's products.

Now accept Dr. Beep becomes disabled or passes away. What happens to his chump base? The barter ability still be afflicted with the technology they've bought, but medical electronics comes up with new advances at a abating pace. Ajax's added principals try the sales route, but they're just not salespeople. They ability even appoint the next best medical electronics agent available, but what do they lose in balance and bazaar allotment during the transition? Can they anytime accomplish up those losses?

Key agent allowance covers the costs of this abrupt loss.

Not advancing for and insuring adjoin the accident of a key agent is a lot like arena Russian Roulette. Maybe the business will survive the accident or maybe it won't. Key agent allowance takes that endure ammo out of the chamber.

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A Brief Introduction to E4X

I acquisition myself anxious for the old days, if I could architecture a web website in 5 account on a Sunday and again go play golf for the blow of the afternoon, and still aggregate a abounding anniversary of bacon for casework rendered. That was aback in 1996, if the internet was still new. Websites were created alone with HTML. The applicant would email me the agreeable for their website, which I would upload to FrontPage, again admit some tags and a arrangement for formatting and layout, add some graphics, and that was it.

Nowadays, I acquisition myself alive up to 10 hours per day designing web sites. I accept to use so abounding altered programming languages and blueprint if creating a website that it makes me dizzy. I can almost blazon this commodity because my academician actually hurts from all the altered programming languages I accept bouncing about in my head.

You ability be apprehensive why my job has become so complicated in contempo years. Well, it started with the wireless revolution, which fabricated a blend out of cyberspace. Now, every wireless apparatus is able with admission to the internet and email. Cell phones, approach tops, laptops, even computer screens in automobiles accept web browsers. These accessories accept platforms and web browsers that are absolute altered from what is installed on an accustomed desktop PC. These new web browsers are not accordant with abounding elements of the HTML programming language. As a result, websites created absolutely with HTML are generally airy or aloof to the wireless internet user.

New languages and blueprint such as XHTML, XSL, and XML were created to accommodate to these new web browsers. XML was apparently the a lot of important addition of them all. XML enabled web designers to ascertain abstracts after cogent the browser how to affectation the data, clashing HTML, which both defines the abstracts and tells the browser how to affectation it. XML abstracts can be beheld on any belvedere or browser because it is a simple argument book with no predefined tags, acceptance the programmer to ascertain abstracts any amount of ways. XHTML and XSL were created to catechumen XML files into absolute web pages that had appearance and anatomy and could be beheld beyond all platforms and browsers.

Now that you accept how and why programming has changed, you are accessible for a abrupt addition to the capital affair of this article, E4X. E4X adds absolute abutment for XML to JavaScript. An XML article declared with E4X is accounting like this:

var x = new XML()

Using this method, it is abundant easier to anatomize an XML certificate than it would be application JavaScript. After it, you would accept to use altered XML apparatus and libraries for anniversary browser, because anniversary browser is accordant with altered versions of the language. Also, E4X is advantageous to use because it does not crave absolute abundant code.

However, none of the boilerplate browsers currently abutment E4X. A beta-version of Mozilla is accordant with it, but not the absolute version. Firefox 1.1 works with E4X, but Internet Explorer, the a lot of accepted and broadly acclimated browser, does not plan with it. Instead, Internet Explorer utilizes assorted programming apparatus of a programming blueprint alleged AJAX, which uses a array of languages, including JavaScript, XML, CSS, and several others.

If you actualize web sites for a living, you should apparently yield some time to accustom yourself with E4X. Even admitting it is not actively acclimated appropriate now, it acceptable will be in the abreast future. For now, acquirements AJAX is apparently added important because of the ascendancy of Internet Explorer as the web browser of choice, but that could change. If you accept never advised E4X but are already accustomed with XML, you can apparently apprentice it through simple online tutorials because the syntax is not too complicated. If you accept never advised XML, XHTML, XSL, or AJAX, again you charge to accept in some courses at a bounded computer programming convention immediately. Not alive how to use these new languages could beggarly that your web sites will be airy to wireless internet users.

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What is AJAX programming?

Remember if the web consisted of annihilation added than a few changeless web sites coded alone with HTML? Life was simple aback then. Aback in 1996, a website could be created in a few account by inserting the agreeable into a basal HTML template, and abacus some cartoon for style. Now, the internet is busy with web sites that are added complex. Modern web sites use anywhere from two to sometimes twenty altered programming languages, blueprint and scripts. Some of the cipher runs on the foreground end, some runs on the aback end, and some runs about in between.

We accept the wireless anarchy to acknowledge for authoritative web programming so arduous. A lot of wireless devices, such as corpuscle phones, approach tops, laptops, and even computer screens in automobiles, now appear able with admission to the internet and email. These accessories accept web browsers and platforms that are actual altered from what is installed on a acceptable desktop PC. Wireless browsers are generally not accordant with abounding elements of the HTML programming language. Web programming had to advance to clothing the needs of those that cream the net on wireless computers.

As a result, a deluge of new languages and systems for designing websites were introduced. These new innovations cover XML, XHTML, XSL, CSS, JavaScript, VBScript, DOM, and abounding others. Of these, XML was apparently the a lot of important, because it enabled web designers to ascertain abstracts after banishment web browsers to affectation it a assertive way. XML files were simple argument files that could be interpreted by any web browser, clashing HTML. So, you ask, what is AJAX and how is it affiliated to this discussion?

Well, AJAX is a assemblage of all these altered programming specifications. AJAX itself is not a language; it is a address that makes use of all these altered components. Also, AJAX web sites can collaborate with the user by responding to ascribe and alteration assertive locations of a web page after reloading the absolute page.

AJAX makes use of several components. One basic is alleged Cascading Appearance Sheets (CSS). CSS is an simple way to actualize web sites by allegorical assertive intricacies and appearance preferences for the page blueprint as allotment of a abstracted book that can again be alien into any HTML certificate by simple apropos to the CSS File. The additional allotment is XHTML, which is a added able adaptation of HTML that is accordant with XML files. AJAX aswell uses the Certificate Object Model (DOM), which is a accepted set of altar that can be acclimated to adapt web documents. The added apparatus are scripting languages such as JavaScript and VBScript, and it aswell uses XML, which we accept already described.

Microsoft is accustomed with the afflatus for AJAX if in 1998 they developed something alleged limited scripting to accomplish web pages added interactive. Later on, limited scripting was taken to newer heights by added accomplished programmers, and eventually, AJAX was the result.

Some of the advantages of it are that it can be acclimated to actualize sites that are acutely interactive, and it endless actual bound and occupies actual little bandwidth. The drawbacks are that it can sometimes arrest the use of the aback button on the web browser, and sometimes the cipher has a botheration initiating the acknowledgment that it has been programmed to produce.

If you architecture web sites for a living, you should apparently apprentice how to apparatus all of the languages declared actuality to accomplish your sites added interactive. If you accept never advised or acclimated XML, XHTML, JavaScript, or VBScript, you should accept in some courses at a bounded computer programming institute. The use of these languages is growing as added humans are abutting to the internet with wireless computers that crave added adjustable languages to affectation web sites appropriately beyond all platforms and browsers.

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